General FAQs

Find answers to commonly asked questions about buying real estate in Dubai.

What are the benefits of purchasing a property directly with the developer?

When purchasing a property directly from the developer there are no outside agents. The buyer deals directly with the developer’s in-house sales agents, eliminating additional costs and preventing miscommunication from occurring. There is less opportunity for mistakes, delays, and biassed opinions.

The agents that work for a developer are highly trained and knowledgeable about every detail of the available listings across their portfolio. They know their products inside out and will be able to answer each unique question in the most thorough and well-informed manner possible. If you need to know the finer details about your potential property such as which rooms get the morning sun etc, an agent tied to a developer will have these answers to hand.

When dealing directly with the developer, you are buying your property straight from the source. As a result, this means you can look to maximise the best possible return, by speaking directly with the company who sets the prices, lending itself to easier and quicker negotiations. 

When looking to negotiate payment terms and schedules, or bulk deal discounts for example, being able to go directly to the person who ultimately signs off on these decisions will invariably save you time.

Can I get a residency visa if I purchase a property in Dubai

Yes, it is possible to obtain a residency visa in Dubai by purchasing a property. 

The United Arab Emirates (UAE) government has implemented several programs that allow property buyers to obtain residency visas through investment, including 3, 5 and 10 year visas.

What is off-plan?

An off-plan property is an unconstructed property. The property is yet to be built or is in the preliminary stages of construction.

Can I sell an off-plan development before its completion date?

Yes, you can sell off-plan property before the completion date.

Can I apply for a home mortgage for an off-plan development?

Yes, It is possible to obtain a mortgage to finance your off-plan property purchase, subject to meeting the individual requirements of the financial institutions.

What are the fees needed to purchase a property in Dubai?

Here is the division of transfer and registration fees associated with purchasing a property in Dubai:

  • DLD fees = 4% of the property price + admin fees (AED 580 for apartments and offices, AED 40 for off-plan)
  • Registration fees for properties valued below AED 500,000 = AED 2000 + 5% VAT
  • Registration fees for properties valued above AED 500,000 = AED 4000 + 5% VAT
  • Mortgage registration fees Dubai Land Department = Up to 0.25% of loan amount + AED 290
  • Property service charges -  Charged on a square foot basis, ranging anywhere between AED 3 to AED 30 or more.
What documents are required to purchase a property?

Here are the documents you’ll need to secure if you’re planning to buy a property in UAE:

  • A copy of the sale and purchase contract
  • A copy of a valid Emirates ID
  • A copy of a valid passport for non-residents
Is the reservation fee refundable?

No, the reservation fee is not refundable.

What is DLD?

DLD is the abbreviation for Dubai Land Department. It is the regulatory body by the government that deals with all property and real estate related legislation, organisation, and services for any real estate transactions in Dubai.

Are properties in Dubai subject to VAT

No, residential properties in the UAE are currently not subject to VAT.

Still have questions?

Please feel free to pose your questions to us and we'll do our best to answer them.